High earners, especially those within the NHS, face a unique set of financial planning considerations. We work closely with consultants, helping them in a range of areas including taxation, pensions and inheritance planning. Common areas of discussion include: 

• Helping consultants plan for and maximise their available tax allowances both now and in the future 
• Helping with lifetime allowance forecasting using our voyant cashflow analysis, to understand if/when clients may face a lifetime allowance issue and provide advice on how to mitigate this 
• Planning around the annual allowance tax limit and helping clients look at alternative options when this has been fully utilised 
• Understanding and planning for the impact of inheritance tax and the mitigation of this 
• Putting in place personal and financial protection to ensure both our clients and their loved ones are looked after, should anything happen. 
• Providing a holistic financial strategy for the future 

If you’d like to find out more about Anderson Financial Management or how we can help you please get in touch so we can arrange a convenient time for an initial conversation.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances.